:root {
  --navy: #1a2744;
  --gold: #c9a84c;
  --gold-light: #e8c97a;
  --cream: #faf8f3;
  --white: #ffffff;
  --text: #2c2c2c;
  --text-light: #666;
  --border: #e0d9cc;
}
* { margin: 0; padding: 0; box-sizing: border-box; }
body { font-family: 'Source Sans 3', sans-serif; background: var(--cream); color: #1a1a1a; font-size: 16px; line-height: 1.8; }
nav { background: var(--navy); position: sticky; top: 0; z-index: 100; box-shadow: 0 2px 12px rgba(0,0,0,.3); }
.nav-inner { max-width: 1100px; margin: 0 auto; display: flex; align-items: center; justify-content: space-between; padding: 0 40px; flex-wrap: wrap; }
.nav-logo { color: var(--gold); font-family: 'Playfair Display', serif; font-size: 20px; font-weight: 700; text-decoration: none; padding: 18px 0; white-space: nowrap; }
.nav-links { display: flex; flex-wrap: wrap; }
.nav-links a { color: rgba(255,255,255,.8); text-decoration: none; font-size: 11px; font-weight: 600; letter-spacing: 1.2px; text-transform: uppercase; padding: 20px 14px; transition: color .2s; }
.nav-links a:hover, .nav-links a.active { color: var(--gold); }
.page-hero { background: var(--navy); padding: 60px 40px; text-align: center; position: relative; overflow: hidden; }
.page-hero::before { content:''; position:absolute; top:0;left:0;right:0;bottom:0; background:linear-gradient(135deg,rgba(201,168,76,.12) 0%,transparent 60%); pointer-events:none; }
.page-hero-eyebrow { font-size: 10px; font-weight: 700; letter-spacing: 3px; text-transform: uppercase; color: var(--gold); margin-bottom: 12px; }
.page-hero-title { font-family: 'Playfair Display', serif; font-size: 44px; font-weight: 900; color: var(--white); }
.container { max-width: 900px; margin: 0 auto; padding: 64px 40px; }
.section { margin-bottom: 56px; }
.section-label { font-size: 10px; font-weight: 700; letter-spacing: 3px; text-transform: uppercase; color: var(--gold); margin-bottom: 10px; }
.section-title { font-family: 'Playfair Display', serif; font-size: 32px; font-weight: 700; color: var(--navy); margin-bottom: 20px; }
.section p { font-size: 16px; color: #1a1a1a; margin-bottom: 14px; font-weight: 400; line-height: 1.8; }
.btn { display: inline-block; background: var(--navy); color: var(--white); text-decoration: none; font-size: 12px; font-weight: 700; letter-spacing: 1.5px; text-transform: uppercase; padding: 13px 28px; transition: all .2s; cursor: pointer; border: none; }
.btn:hover { background: var(--gold); color: var(--navy); transform: translateY(-1px); }
.btn-gold { background: var(--gold); color: var(--navy); }
.btn-gold:hover { background: var(--navy); color: var(--white); }
.btn-outline { background: transparent; color: var(--navy); border: 2px solid var(--navy); }
.btn-outline:hover { background: var(--navy); color: var(--white); }
.btn-row { display: flex; flex-wrap: wrap; gap: 12px; margin-top: 24px; }
.card { background: var(--white); border-left: 5px solid var(--gold); padding: 28px 32px; margin: 24px 0; box-shadow: 0 2px 12px rgba(0,0,0,.06); }
footer { background: var(--navy); padding: 36px 40px; text-align: center; }
.footer-compliance { color: rgba(255,255,255,.55); font-size: 13px; margin-bottom: 10px; }
.footer-compliance a { color: var(--gold); text-decoration: none; }
.footer-contact { color: rgba(255,255,255,.8); font-size: 14px; font-weight: 600; }
.footer-contact a { color: var(--gold-light); text-decoration: none; }
.footer-copy { color: rgba(255,255,255,.4); font-size: 12px; margin-top: 10px; }
.form-group { margin-bottom: 20px; }
.form-group label { display: block; font-size: 12px; font-weight: 700; letter-spacing: 1px; text-transform: uppercase; color: var(--navy); margin-bottom: 6px; }
.form-group input, .form-group select, .form-group textarea { width: 100%; padding: 12px 16px; border: 2px solid var(--border); background: var(--white); font-family: inherit; font-size: 15px; color: var(--text); transition: border-color .2s; }
.form-group input:focus, .form-group select:focus, .form-group textarea:focus { outline: none; border-color: var(--gold); }
.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 20px; }
.form-success { background: #e8f5e9; border-left: 4px solid #4caf50; padding: 16px 20px; color: #2e7d32; font-weight: 600; margin-top: 16px; display: none; }
@media(max-width:700px) {
  .nav-inner { padding: 0 16px; }
  .nav-links a { padding: 10px 9px; font-size: 10px; }
  .page-hero { padding: 40px 20px; }
  .page-hero-title { font-size: 30px; }
  .container { padding: 40px 20px; }
  .form-row { grid-template-columns: 1fr; }
}